No Medical Exam
Life Insurance
No Medical Exam
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If you’re between the ages of 40 and 85, simply fill out the form below.
Guaranteed no medical exam, blood tests, or physical — just answer health questions on the application.
98% Acceptance rate — most people qualify even if they’ve been declined by other insurers.
Easy application — just one single‑sided page in most cases. Most customers qualify for coverage, even with health issues.
Over 1 Million People Trust Us — And You Can Too.
Why Lincoln Heritage Funeral Advantage®
Because you want to leave good memories, not bills.
Like everything today, funeral costs are rising. It’s not uncommon for funerals to cost many thousands of dollars, potentially leaving loved ones with a big financial burden.
Because you may have had health problems.
Most people get coverage, even with health issues. In fact, life insurance benefits are available up to $35,000 – without ANY medical exams. Coverage is based on answers to health questions on the application.
Because your loved ones deserve caring expert support.
On your behalf, Funeral Advantage immediately goes into action to help surviving loved ones in charge of funeral arrangements cope with the many details that immediately arise.
Because you want your wishes carried out perfectly.
With Funeral Advantage, you decide the style of funeral you want. Your surviving loved ones will know exactly which choices you’ve made – eliminating confusion and stress
The Federal Government pays a maximum of only $255 towards funeral expenses… and that’s only if you qualify.
The average funeral is over $9,000 in 2015.
Source: National Funeral Director’s Association (NFDA): http://www.nfda.org/news/statistics
Source: https://www.benefits.gov/benefits/benefit-details/4392
A+ from the Better Business Bureau
A.M. Best* Rated A-(Excellent)
*A.M. Best is a service that evaluates the financial strength of insurance companies