Plan Ahead. Protect Your Family.

Cremation is a cost-effective choice—but it can still leave behind unexpected bills and stress for your loved ones.

FREE Cremation Guide & Coverage Quote

Cover of the 2026 Cremation and Final Wishes Guide with a white lily and text about planning affordable end-of-life choices

Find out if you qualify for the Funeral Advantage Program, and we’ll include a FREE quote for up to $35,000 in final expense life insurance along with your Free Cremation & Final Wishes Guide.

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How Funeral Advantage Helps Families Fund Cremation

Black cremation urn surrounded by a colorful floral arrangement including roses, daisies, and carnations

No medical exam to apply — just simple health questions on a one-page application
Rates never increase, guaranteed for life as long as premiums are paid
Helps protect loved ones from unexpected final expenses
Over 1 million families served nationwide

Trusted by Families Across America

Our FREE Cremation & Final Wishes Guide has helped thousands document their wishes clearly and protect their loved ones from financial stress.

CEFLI

Affordable Protection for Every Budget

Rates starting as low as $15/month.** Flexible plans designed for your needs, with no hidden fees.

White lilies arranged on a rustic wooden background, symbolizing remembrance and peace

What Families Are Saying

“This company is easy to deal with… they’re great.”

R.H., PA

“Lincoln Insurance made the submission process so easy and simple during our time  of bereavement, we didn’t have to worry.”

T.M., MD

“When my husband passed away, the agent at Lincoln Heritage was so pleasant and kind. I received a check in no time at all.”

K.C., FL

Take the Next Step Toward Peace of Mind

It only takes a minute to request your FREE Cremation & Final Wishes Guide and see how affordable protection can be.

Get My FREE Guide and Quote

©2026 all rights reserved. Lincoln Heritage Funeral Advantage® and Lincoln Heritage Life Insurance Company® are registered trademarks of Londen Insurance Group, Inc. Neither the U.S. government, nor any state agency is affiliated with or endorses the company or its representatives. By submitting your information, you agree to be contacted even if you are on any internal, state, or national “do not call” list. Exclusions, limitations, and coverage details: not available in New York or Washington. Funeral Advantage is a life insurance policy underwritten by Lincoln Heritage Life Insurance Company® on form ICC13FEAPPR. It includes a two-year contestability period during which claims may be denied for material misstatements on the application. Suicide exclusion with refund of premium applies during the first two years (one year on CO, MN, MO, ND). No medical exam is required to apply. Most applicants qualify for full, immediate coverage based on answers to just a few health questions on the application. If you do not meet medical qualifications, you may still be eligible for modified coverage, which provides limited benefits for non-accidental death during the first years. Rates never increase and coverage can’t be cancelled as long as premiums are paid. Coverage and monthly premiums depend on the benefit selected and factors such as gender, age, and health data. Death benefits are paid to the beneficiary, who may use the proceeds for any purpose including funeral expenses. Benefits may vary by state. See your policy for complete details. *Source: National Funeral Directors Association nfda.com, Social Security Administration https://www.ssa.gov/. The Better Business Bureau (BBB), an evaluator of ethical business practices, has given us their highest rating, A+, and A.M. best, a leading entity that analyzes the financial stability of insurance companies, has rated us A (Excellent) one of the highest ratings a company can receive. **Coverage and monthly premium depend on the benefit selected and factors which may include gender, age, and health data.